We insure

Our team of dedicated marine insurance experts help you manage risks more effectively and economically by providing a one-stop solution for all your marine insurance and risk management needs. We make sure claims are kept to a minimum. However, if there are any claims, we promptly settle them to minimise liability on your balance sheet. We also work with global market insurers to offer very attractive premiums. We help reduce risk before accidents happen and learn from incidents industry-wide to improve levels of operations to the highest standard.

Insurance for shipowners

	Hull and Machinery (H&M)	H&M insurances cover total and partial loss of or damage to the vessel, collision liability, general average distribution, costs of salvage and other losses caused by listed perils. Over the years, we have developed many clauses in our insurance policies that are beneficial to you in closing the gaps in insurance that appear when using standard policy wording.
	Protection and Indemnity (P&I)	P&I protects a vessel and you as shipowners and operators against third-party liabilities, including pollution, crew, cargo and stowaway liabilities. In addition to the standard coverages, we can customise coverage to your requirements. We have very close relationships with most of the International Group Clubs.
	War Risk Cover (WR)	WR insures risks excluded under the H&M, IV, and FI insurances. We believe our annual and breach premiums are among the lowest in the market.
	Disbursements - Increased Value (IV)	IV insurance covers total loss (TLO) only against listed perils and the pay-out following a TLO settlement on the H&M policy.
	Freight Interest (FI)	FI covers the (lost) anticipated future income for you as a shipowner in the event of a total loss (TLO).
	Maritime Lien Insurance (MLI)	MLI insures liabilities for undiscovered claims, which may be enforced after the purchase of a previously trading vessel.
	Loss of Hire (LOH)	LOH covers loss due to the vessel being wholly or partially deprived of income owing to a Hull and Machinery insured peril, e.g. machinery breakdown, collision, grounding, FFO etc. We can structure a LOH policy with delay insurance and insurance for additional costs that can protect you as owners from loss of income for a wide variety of delays over which one may not have any control or recourse against charterers.
	Freight, Demurrage and Defense (FD&D)	FD&D covers the costs and expenses incurred for disputes arising from owning and operation of a vessel. We have this cover with several International Group Clubs, and our annual premiums are among the lowest in the market.
	Marine Kidnap and Ransom (K&R)	K&R insures costs and losses arising from the incident of a vessel being seized or crew being kidnapped by pirates. It includes the loss in transit of the ransom, the loss in the daily hire and the legal liability to cover settlements and expenses of the negotiator.
	Federal and California COFR Guarantees	Required under US Federal and State laws, our COFR guarantee premiums are among the lowest in the industry.
	Cash on board and Cash in Transit	Covers theft or loss of cash while onboard or in transit

Hull and Machinery (H&M)

H&M insurances cover total and partial loss of or damage to the vessel, collision liability, general average distribution, costs of salvage and other losses caused by listed perils. Over the years, we have developed many clauses in our insurance policies that are beneficial to you in closing the gaps in insurance that appear when using standard policy wording.

Protection and Indemnity (P&I)

P&I protects a vessel and you as shipowners and operators against third-party liabilities, including pollution, crew, cargo and stowaway liabilities. In addition to the standard coverages, we can customise coverage to your requirements. We have very close relationships with most of the International Group Clubs.

War Risk Cover (WR)

WR insures risks excluded under the H&M, IV, and FI insurances. We believe our annual and breach premiums are among the lowest in the market.

Disbursements - Increased Value (IV)

IV insurance covers total loss (TLO) only against listed perils and the pay-out following a TLO settlement on the H&M policy.

Freight Interest (FI)

FI covers the (lost) anticipated future income for you as a shipowner in the event of a total loss (TLO).

Maritime Lien Insurance (MLI)

MLI insures liabilities for undiscovered claims, which may be enforced after the purchase of a previously trading vessel.

Loss of Hire (LOH)

LOH covers loss due to the vessel being wholly or partially deprived of income owing to a Hull and Machinery insured peril, e.g. machinery breakdown, collision, grounding, FFO etc. We can structure a LOH policy with delay insurance and insurance for additional costs that can protect you as owners from loss of income for a wide variety of delays over which one may not have any control or recourse against charterers.

Freight, Demurrage and Defense (FD&D)

FD&D covers the costs and expenses incurred for disputes arising from owning and operation of a vessel. We have this cover with several International Group Clubs, and our annual premiums are among the lowest in the market.

Marine Kidnap and Ransom (K&R)

K&R insures costs and losses arising from the incident of a vessel being seized or crew being kidnapped by pirates. It includes the loss in transit of the ransom, the loss in the daily hire and the legal liability to cover settlements and expenses of the negotiator.

Federal and California COFR Guarantees

Required under US Federal and State laws, our COFR guarantee premiums are among the lowest in the industry.

Cash on board and Cash in Transit

Covers theft or loss of cash while onboard or in transit

Insurance solutions for charterers or shipowners operating vessels commercially

	Charterers Liability to Hull (CLH)	CLH covers the liability of Charterers for damage to the vessel. Over the years, we have developed many clauses in our policies that are beneficial in closing the gaps in insurance that appear when using standard policy wording.
	Charterers Liability (CHL)	CHL covers the charterer's liability towards third parties and cargo owners in the same way as P&I Clubs cover shipowners.
	Freight Demurrage and Defense (FDD)	FDD covers the costs and expenses incurred in connection with assured's defence of claims, disputes and proceedings.
	Loss of earnings	Marine delay insurance covers delays both onboard and onshore perils. We can structure a loss of earning policy that that can help charterers, operators, traders protect their business from the financial consequences of a wide variety of delays over which they may not have any control or recourse.

Charterers Liability to Hull (CLH)

CLH covers the liability of Charterers for damage to the vessel. Over the years, we have developed many clauses in our policies that are beneficial in closing the gaps in insurance that appear when using standard policy wording.

Charterers Liability (CHL)

CHL covers the charterer's liability towards third parties and cargo owners in the same way as P&I Clubs cover shipowners.

Freight Demurrage and Defense (FDD)

FDD covers the costs and expenses incurred in connection with assured's defence of claims, disputes and proceedings.

Loss of earnings

Marine delay insurance covers delays both onboard and onshore perils. We can structure a loss of earning policy that that can help charterers, operators, traders protect their business from the financial consequences of a wide variety of delays over which they may not have any control or recourse.

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We insure